Card fraud
Decisions on card transactions and the claims that follow them: authorizations, disputes and fleet cards. Ready-to-run Grayson recipes with real responses, cost and latency.
| Recipe | Decides | Cost per 1,000 decisions | Latency (US-West) |
|---|---|---|---|
| Classify card disputes and detect friendly fraud | Classify unauthorized-transaction claims and choose provisional credit, approval or denial. | $0.56 to $0.75 | 216 to 232 ms |
| Detect fleet and fuel card misuse at the pump | Tell routine fills from cloned cards, fuel theft and personal use, and choose approve, alert the fleet, decline or block. | $0.35 to $0.43 | 191 to 198 ms |
| Screen card authorizations for fraud in real time | Score card authorizations for fraud and choose approve, step up or decline, next to your existing rules. | $0.44 to $0.62 | 196 to 248 ms |
Each recipe has three examples with a realistic, detailed state: one with obvious fraud signals, one that is very likely legitimate, and one that is ambiguous. Cost is for those requests at $0.035 per million input tokens. Latency is the median of several calls of each through api.finic.ai from US-West; add your own network time from elsewhere.
See every category on the Recipes page.
Overview
Ready-to-run Grayson requests for card fraud, account security, payments and scams, onboarding, AML and merchant risk decisions, with real responses and the cost and latency of each decision.
Card authorizations
Grayson screens card authorizations for card testing, fallback and card-not-present fraud from recent card activity, and picks approve, step up or decline.