Payments and scams
Money going out and coming in: scam payments, vendor bank-detail fraud, incoming credits and check deposits. Ready-to-run Grayson recipes with real responses, cost and latency.
| Recipe | Decides | Cost per 1,000 decisions | Latency (US-West) |
|---|---|---|---|
| Detect business email compromise in vendor payments | Catch payments to a vendor's new bank account after a fake or compromised change request. | $0.57 to $0.60 | 221 to 284 ms |
| Detect check fraud in mobile and branch deposits | Release, hold or reject a check deposit that may be counterfeit, altered, stolen or a duplicate. | $0.52 to $0.80 | 212 to 291 ms |
| Detect fraudulent incoming ACH credits and transfers | Release, hold or return an incoming credit that may be proceeds of BEC, account takeover or payroll diversion. | $0.47 to $0.76 | 192 to 312 ms |
| Stop scam payments before they're sent | Catch authorised push payment scams in the payment flow, and choose release, warn, hold and call, or block. | $0.45 to $0.62 | 210 to 255 ms |
Each recipe has three examples with a realistic, detailed state: one with obvious fraud signals, one that is very likely legitimate, and one that is ambiguous. Cost is for those requests at $0.035 per million input tokens. Latency is the median of several calls of each through api.finic.ai from US-West; add your own network time from elsewhere.
See every category on the Recipes page.
Insider threats
Grayson triages insider risk alerts: whether an employee opened customer accounts without a business reason, why, and whether to close, refer or suspend.
Business email compromise
Decide whether a change to a vendor's bank details is business email compromise, and whether to release, hold or block the payment, from AP, email and login records.