Merchant and platform risk
The merchants on your payments platform, and abuse of your rewards and promotions. Ready-to-run Grayson recipes with real responses, cost and latency.
| Recipe | Decides | Cost per 1,000 decisions | Latency (US-West) |
|---|---|---|---|
| Detect sign-up bonus and referral reward abuse | Whether a sign-up, referral or offer reward is being abused, how, and whether to pay, hold, deny or close. | $0.35 to $0.40 | 182 to 205 ms |
| Review merchant risk alerts on your payments platform | Whether a flagged merchant's activity is real business or fraud, how likely a loss is, and whether to hold payouts | $0.55 to $0.61 | 215 to 300 ms |
Each recipe has three examples with a realistic, detailed state: one with obvious fraud signals, one that is very likely legitimate, and one that is ambiguous. Cost is for those requests at $0.035 per million input tokens. Latency is the median of several calls of each through api.finic.ai from US-West; add your own network time from elsewhere.
See every category on the Recipes page.
Sanctions screening
Grayson compares a screening hit's list entry with your customer record, names the identifiers that rule it out, and picks clear, request information, escalate or block.
Merchant risk alerts
Grayson reviews a flagged merchant's processing, payouts and onboarding record, separates real growth from bust-out fraud, transaction laundering and stolen-card attacks, and picks the action, from clearing the alert to holding payouts or closing the account.